Bindisha Sarang, Karthik Jerome

Stories by Bindisha Sarang, Karthik Jerome

Time To Book Profits In PSU Funds?

Time To Book Profits In PSU Funds?

Rediff.com   4 Mar 2024

While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.

Investing In Cryptocurrencies? Read This

Investing In Cryptocurrencies? Read This

Rediff.com   29 Feb 2024

If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.

Want To Invest In FDs? Read This

Want To Invest In FDs? Read This

Rediff.com   26 Feb 2024

'The barbell strategy says that the best way to strike a balance between risk and reward is to invest at the extremes of the risk spectrum.'

You Can Reduce Tax By...

You Can Reduce Tax By...

Rediff.com   22 Feb 2024

What many don't realise is that including their spouse and children in their tax planning can enable them to reduce their tax burden legally.

What Are Multi-Asset Allocation Funds?

What Are Multi-Asset Allocation Funds?

Rediff.com   21 Feb 2024

Since MAAFs invest across multiple asset classes, they offer diversification.

How To Deal With Rising Rents

How To Deal With Rising Rents

Rediff.com   19 Feb 2024

While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.

Which ITR Should You File?

Which ITR Should You File?

Rediff.com   16 Feb 2024

A new schedule has been added to report income from cryptocurrencies and other Virtual Digital Assets.

Self-Employed? How To Get Term Insurance?

Self-Employed? How To Get Term Insurance?

Rediff.com   13 Feb 2024

A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.

Should You Invest In ELSS?

Should You Invest In ELSS?

Rediff.com   9 Feb 2024

If you are overweight on fixed-income instruments, go for ELSS, and vice versa.

Heard About Tax-Loss Harvesting In Stocks?

Heard About Tax-Loss Harvesting In Stocks?

Rediff.com   6 Feb 2024

Investors can sell a part of the stocks, mutual funds, exchange-traded funds, and other securities held in their portfolios at a loss and use this loss to offset tax on the capital gains made on the sale of other securities.

How To Claim HRA

How To Claim HRA

Rediff.com   29 Jan 2024

A taxpayer paying rent to his/her spouse is entitled to claim HRA benefit under relevant sections and within prescribed limits.

Crypto Investments: Brace For Volatility, Regulation Threat

Crypto Investments: Brace For Volatility, Regulation Threat

Rediff.com   24 Jan 2024

Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.

How To Align Your Portfolio This Year

How To Align Your Portfolio This Year

Rediff.com   23 Jan 2024

The bulk of an investor's portfolio should be in shorter-duration funds of up to one year portfolio duration.

Should You Deposit Money In FD?

Should You Deposit Money In FD?

Rediff.com   18 Jan 2024

Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.

Missed ITR Deadline? Read This!

Missed ITR Deadline? Read This!

Rediff.com   17 Jan 2024

'If taxpayers have not filed a belated ITR, they will be allowed to file an updated ITR from April 1, 2024.'

What Is Special Marriage Act?

What Is Special Marriage Act?

Rediff.com   4 Jan 2024

Children born under the Special Marriage Act have equal rights over both parents' properties, regardless of their parents' religion or background.

Reconsider Your Investment Strategy

Reconsider Your Investment Strategy

Rediff.com   3 Jan 2024

One common mistake investors commit during profit booking is not having a plan for the redeployment of the money that comes into their account.

Self-Employed? Planning Retirement?

Self-Employed? Planning Retirement?

Rediff.com   27 Dec 2023

The self-employed should invest in the National Pension System, a government-backed, low-cost retirement avenue where they can choose the mix of debt and equity that is right for them.

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Rediff.com   26 Dec 2023

'Exit the car and call for your vehicle to be towed.'

Are TMFs A Good Investment Option?

Are TMFs A Good Investment Option?

Rediff.com   26 Dec 2023

'TMFs trump FMPs and FDs when it comes to investing in a high-duration product.'